NEXTPSP

Privacy and Cookies Policy

Privacy Policy and Cookies Notice

NEXTPSP FZ-LLC is committed to safeguarding the privacy of the Site users. We understand that you are aware of and care about your own personal privacy interests, and we take that seriously.

This Privacy Policy describes the Company’s policies and practices with regard to collection and use of your personal data.

In context of this Privacy Policy “we”, “us” and “our” refer to NEXTPSP FZ-LLC , while “you” and “your” refer to the Site users.

All personal information we hold about you will be:

Used lawfully, fairly and in a transparent way.
Collected only for valid purposes that we have clearly explained to you and not used in any way that is incompatible with those purposes.
Relevant to the purposes we have told you about and limited only to those purposes.
Accurate and kept up to date.
Kept only as long as necessary for the purposes we have told you about.
Kept securely.

The term “personal information” as used in this policy shall mean any information that enables us to identify you, directly or indirectly, by reference to an identifier such as your name, address, email address, mobile phone number, identification number, location data, online identifier or one or more factors specific to you. By accessing and using our Website, you signify acceptance of this Privacy Policy. Where we require your consent to process your personal information, we will ask for your consent to the collection, use, and disclosure of your personal information as described further below.

Please take a moment to read this Privacy Policy carefully. If you have any questions about this Privacy Policy, please contact us at [email protected]

You are free to choose whether to provide us with all the types of personal information requested by us, but we may not be able to serve you as effectively or offer you all of our services on the Site when you do choose not to share certain information with us.

OUR DATA PRIVACY PRINCIPLES

We will acquire, use and provide appropriate personal information, giving consideration to the business content and scale, with respect to the personal data collected from you.

We will specify the purpose of the use of personal information and take appropriate measures to ensure the use of personal information does not exceed that purpose.

We will comply with laws regarding the use of personal information, policies set by the government and other related regulations.

We will establish a security management system to prevent a leak, loss, deletion or damage of personal information. We will take appropriate corrective and preventive measures for accidents relating to personal information. In the event, there is any breach in the security measures with respect to your personal data, we shall notify you.

We will promptly respond to requests for disclosure of, inquiries about and complaints regarding personal information, by the establishment of an enquiry desk or the provider of the information.

We will review and appropriately improve the information security management system from time to time as per the applicable laws and accepted industry standards.

YOUR PRIVACY RIGHTS

We collect and process personal information about you only in the aforementioned circumstances and where we have a legal requirement to prevent fraud and identify the customers transaction on the Site given the nature of the services provided on our Site, to ensure compliance with applicable laws.

We collect and use your personal information only where:

We need it to provide the services, including to operate the Site, provide customer support and personalized features and to protect the safety and security of the Site;
It satisfies a legitimate interest (which is not overridden by your rights and interests), such as for research and development, to market and promote the Site and to protect our legal rights and interests;
You give us consent to do so for a specific purpose; or
We need to process your personal information to comply with a legal obligation or requests from governmental or statutory authorities.

In certain circumstances, you have the right:

to request access to your personal information. You may have the right to request access to any personal information we hold about you as well as related information, including the purposes for processing the personal information, the recipients or categories of recipients with whom the personal information has been shared, where possible, the period for which the personal information will be stored, the source of the personal information, and the existence of any automated decision making.
to request correction of your personal information. You may have the right to obtain without undue delay the rectification of any inaccurate personal information we hold about you.
to request erasure of your personal information. You may have the right to request that personal information held about you is deleted.
to request restriction of processing your personal information. You may have the right to prevent or restrict processing of your personal information.

WHAT INFORMATION DO WE COLLECT?

We use different methods to collect personal information from and about you. We can classify the same into two heads: the information provided by you and the information collected by us.

Personal information you give us

You may give us your personal information including full name and contact details, by fill-in forms or by communicating with us by post, phone, email or otherwise. This includes personal information you provide when you ask us about, or register to use our products or services; subscribe to our publications; request marketing to be sent to you, or give us feedback. You provide us with your full name, date of birth, age, nationality and phone number along with your email address at the time of opening an account with us on the Site. At each junction, the information mandatory for successful delivery of the service through the Site shall be informed to you along with the optional information that may or may not be provided by you.

Emails

From time to time, we may send out emails for promotion purposes to announce our products, services, and news. Our customers may opt-out of receiving these emails. We may use a third-party service provider to send out emails or to communicate smoothly with our customers. For a smoother communication, we may share information, such as your email address, to the service provider for this limited purpose only. You can opt out by following the unsubscribe instructions included in these emails, or you can contact us by email us on [email protected]

Personal information we collect

As you interact with our Site, we may automatically collect technical information about your equipment, browsing actions and patterns, the date you have accessed our Site, your browser, operating systems, IP address, and the domain name. We collect this personal information by using cookies, server logs and other similar technologies. The content recorded on access logs is not used in conjunction with personal information. It is used as server operation information to assist in improving our Site and services.

WHY DO WE COLLECT AND PROCESS THIS PERSONAL INFORMATION?

We have to collect, use and store your personal identification information, formal identification information for the purposes of identification and fraud prevention. For example, we must identify customers using the services on the Site in order to comply with anti-money laundering and terrorist financing laws across jurisdictions.

In addition, we use third parties to verify your identity by comparing the personal information you provided against third-party databases and public records. The consequences of not processing your personal information for such purposes is the termination of your account as we cannot perform the services on the Site in accordance with legal and regulatory requirements.

HOW DO WE PROCESS INFORMATION?

We will use your personal information for the following purposes:

To confirm your identity;
To respond to your questions and provide related customer services;
To detect and prevent fraud or other financial crime;
To monitor and protect the security of our information, systems and network;
For internal business intelligence purposes, to conduct research, product development and enhancement;
To inform you of changes made to our Site and other services;
To conduct marketing and commercial activities and to market relevant offers and promotions to you;
To ensure that content from our Site is presented most effectively for you and your computer;
To display content based on your interests;
Enable you to search information on our Site;
Assess your needs and interests in order to better tailor offers and/or advertising; and improve our Site.

WITH WHOM DO WE SHARE YOUR PERSONAL DATA?

We share your information with third party identity verification services in order to prevent fraud. This allows us to confirm your identity by comparing the information you provide us to public records and other third party databases. These service providers may create derivative data based on your personal information that can be used solely in connection with provision of identity verification and fraud prevention services. We share such information for a limited purpose to comply with our legal obligations, such as anti-money laundering laws. In some cases, we may process additional data about you to ensure our services are not used fraudulently or for other illicit activities. In such instances, processing is necessary for us to continue to perform our contract with you and others.

We may share your information with law enforcement, officials, or other third parties when we are compelled to do so by a court order, or similar legal procedure, or when we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our Terms and Conditions or any other applicable policies.

We may share your personal information with other third parties, for example in the context of the possible sale or restructuring of the business. We may also need to share your personal information to otherwise comply with the laws.

HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

We will store your personal information, in a form which permits us to identify you, for no longer than is necessary for the purpose for which the personal information is processed. We will use your personal information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements and rights, or if it is not technically and reasonably feasible to remove it. Otherwise, we will seek to delete your personal information within a reasonable timeframe upon receipt of an electronic request.

We understand how important your privacy is, which is why we maintain appropriate physical, technical and administrative safeguards to protect the security and confidentiality of the personal information you entrust to us.

Furthermore, we cannot ensure or warrant the security or confidentiality of information you transmit to us or receive from us by Internet or wireless connection, including email, phone, or SMS, since we have no way of protecting that information once it leaves and until it reaches us. If you have reason to believe that your data is no longer secure, please contact us at the email address listed at the end of this Privacy Policy.

STORAGE OF PERSONAL INFORMATION

We will take all steps reasonably necessary to ensure that your personal information is stored securely and in accordance with this privacy policy.

Due to the nature of blockchain technology, any personal data may be stored anywhere around the world at any time.

HOW LONG WILL WE KEEP YOUR INFORMATION FOR?

We will only retain your personal information for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorised use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.

Details of our typical retention periods for different aspects of your personal information are set out below. If you would like details of our retention periods for a particular aspect of your personal information which is not detailed below, please contact us:

Contact Information such as your name, email address and telephone number, where this is kept for marketing purposes, we will keep it on an ongoing basis until such time as you un-subscribe. Thereafter we will add your details to our suppression list indefinitely.

Technical information which is collected via technical means such as cookies, webpage counters and other analytics tools is kept for a period of up to six months from expiry of the cookie.

Telephone recordings which we make of your telephone conversations with us may be kept for a period of up to five years.

USE OF COOKIES

Our Site uses cookies to distinguish you from other users of our Site. Cookies are small pieces of data that are transferred between a Web server and your Web browser, and stored on your computer or mobile device as a file.

We mainly use Cookies for the following purposes.

We use the following cookies:

Strictly necessary cookies. These are cookies that are required for the operation of our Site. They include, for example, cookies that enable you to log into secure areas of our Site.

Analytical/performance cookies. They allow us to recognize and count the number of visitors and to see how visitors move around our Site when they are using it. This helps us to improve the way our Site works, for example, by ensuring that users are finding what they are looking for easily.

Functionality cookies. These are used to recognize you when you return to our Site. This enables us to personalize our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

Targeting cookies. These cookies record your visit to our Site, the pages you have visited and the links you have followed. We will use this information to make our Site and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Site.

Except for essential cookies, all cookies will expire after six months.

You may disable the function of Cookies by choosing the browser’s configuration. Please note that this may result in you not being able to use all or part of the services on our Site.

CONTACT US

If you have consented to our use of personal information about you for a specific purpose, you have the right to request for deletion of the same.

If you have any questions regarding our policy or privacy practices, please contact us by email at [email protected]

NEXTPSP

Main Services

Other Services

Platform

Personal Data processing principles

Information about our use of cookies

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.

By continuing to browse the site, you are agreeing to our use of cookies.

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer or mobile phone if you agree. Cookies contain information that is transferred to your computer’s hard drive. We use session cookies which are cookies which expire once you close your web browser.

You can think of cookies like stickers. Every time you visit a site, that site puts a sticker on you so they can keep track of how many times you’ve visited, how long you’ve spent there, and what you’ve done. That lets the site show you things which are relevant to you, based on information you’ve entered and stuff you’ve looked at. The length of time stored depends on the cookie, but this is generally between a few minutes and up to two years.

Cookies never store any of your banking details.

We use a couple of different kinds of cookies:

‘Session cookies’
‘Persistent cookies’
‘Third-party cookies’

Session and Persistent cookies track what you’re doing on a specific visit to our site

We use session cookies to improve our site and give you a better experience. Session cookies let us see where you spend your time, and work out which bits are most (and least) effective. Persistent cookies let us remember you on future visits, improving your experience of services or functions offered.

Third-party cookies show you ads for things we think you’ll be interested in

For example, if you visit our Site and look at info about overdrafts, we could use cookies to show you ads about overdrafts because we think it’s something you’re interested in. Third-party cookies work by sharing your browser identification with the third party (like Twitter or Facebook), so they can show you ads on their sites.

We use the following cookies:

Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website and enter into transactions.
Analytical/performance cookies. They allow us to recognize and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. We use Google Analytics cooki Google Analytics collects information anonymously. It reports website trends without identifying individual visitors. You can opt out of Google Analytics without affecting how you visit this site. For more information on Google Analytics, please click here.
Targeting cookies.These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

Terms of Use

These Terms and Conditions of Use (the “Terms of Use”) apply to the NEXTPSP DMCC, registered number DMCC170329, registered address: DMCC Business Centre Level No 1, Jewellery & Gemplex 3, Unit No: 4437, Dubai, United Arab Amirates (hereinafter referred to as “the Company/we/us/our”), web site located at https://pspnext.com/ , and all associated sites linked to http://wfacademy.pro by the Company (collectively, the “Site”).

BY USING THE SITE, YOU FULLY AGREE TO THESE TERMS OF USE. IF YOU DO NOT AGREE, DO NOT USE THE SITE.

The Company reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes.

Content

All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to the Company, and is protected by copyright and trademark laws, and various other intellectual property rights and unfair competition laws.

Except as expressly provided in these Terms of Use, no part of the Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, Web site or other medium for publication or distribution or for any commercial enterprise, without the Company’s express prior written consent.

Your Use of the Site

You may not use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Site or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Site. The Company reserves the right to bar any such activity.

You may not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site by any illegitimate means.

You may not probe, scan or test the vulnerability of the Site or any network connected to the Site, nor breach the security or authentication measures on the Site or any network connected to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site.

You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on the Site, or with any other person’s use of the Site.

You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to the Company on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.

You may not use the Site or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of the Company or others.

By using this Site, you are agreeing to be bound by the following terms and conditions.

Disclaimers

The information on this Site is intended to furnish users with general information on matters that they may find to be of interest. While every effort has been made to offer current and accurate information, errors can occur.

THE COMPANY DISCLAIMS ALL LIABILITY AND RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT CONTAINED ON THIS SITE.

ALL CONTENT ON THE SITE AND ALL SERVICES PROVIDED THROUGH IT ARE PROVIDED “AS IS”, WITH NO GUARANTEES OF COMPLETENESS, ACCURACY OR TIMELINESS, AND WITHOUT REPRESENTATIONS, WARRANTIES OR OTHER CONTRACTUAL TERMS OF ANY KIND, EXPRESS OR IMPLIED. THE COMPANY DOES NOT REPRESENT OR WARRANT THAT THIS SITE, THE VARIOUS SERVICES PROVIDED THROUGH THIS SITE, AND / OR ANY INFORMATION, SOFTWARE OR OTHER MATERIAL DOWNLOADED FROM THIS SITE, WILL BE ACCURATE, CURRENT, UNINTERRUPTED, ERROR-FREE, OMISSION-FREE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NEITHER THE COMPANY NOR ANY OF OUR INFORMATION PROVIDERS WILL BE LIABLE FOR ANY DAMAGES RELATING TO YOUR USE OF THE INFORMATION PROVIDED HEREIN.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE COMPANY DISCLAIMS ALL LIABILITY TO YOU AND EVERYONE ELSE IN RESPECT OF THE CONTENT ON THIS SITE AND ALL SERVICES PROVIDED THROUGH IT, WHETHER UNDER ANY THEORY OF TORT, CONTRACT, WARRANTY, STRICT LIABILITY OR NEGLIGENCE OR OTHERWISE, AND WHETHER IN RESPECT OF DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES, EVEN IF THE COMPANY WAS ADVISED, KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.

YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES.

Indemnity

You agree to indemnify and hold the Company, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against the Company by any third party due to or arising out of or in connection with your use of the Site.

User Privacy

The Company’s policy is to respect the privacy of its users. The Company will not monitor, edit, or disclose any personal information about you or your use of the Site, including its contents, without your prior permission unless the Company has a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of the Company; (3) enforce these Terms of Use; or (4) act to protect the interests of its members or others. For further details regarding your privacy, please see the Privacy Policy.

You agree that the Company may access your account, including its contents, as stated above or to respond to service or technical issues.

User Conduct

As a condition of your use of the Site, you warrant to the Company that you will not use the Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

Any unauthorized commercial use of the Site, or the resale of its services, is expressly prohibited.

You agree to abide by all applicable local, state, national and international laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including the content of your transmissions through the Site. By way of example, and not as a limitation, you agree not to:

Use the Site in connection with surveys, contests, pyramid schemes, chain letters, junk e-mail, spamming or any duplicative or unsolicited messages (commercial or otherwise).
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information.
Advertise or offer to sell or buy any goods or services for any non-personal purpose.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Create a false identity.
Transmit or upload any material that contains viruses, trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs.
Transmit or upload any material that contains software or other material protected by intellectual property laws, rights of privacy or publicity or any other applicable law unless you own or control the rights thereto or have received all necessary consents.
Interfere with or disrupt networks connected to the Site or violate the regulations, policies or procedures of such networks.
Attempt to gain unauthorized access to the Site through password mining or any other means.
Violate any applicable laws or regulations including, without limitation, laws regarding the transmission of technical data or software exported from Cyprus through the service.

The Company has no obligation to monitor any user’s use of the Site or retain the content of any user session. However, the Company reserves the right at all times to monitor, review, retain any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

Fees

Unless otherwise stated, all fees are quoted in U.S. Dollars. You are responsible for paying all fees charged by or for the Company and applicable taxes in a timely manner with a payment mechanism associated with the applicable paid services/items of the Site. We reserve the right to change any fees at any time at our sole discretion. Any change, update, or modification will be effective immediately upon posting through the relevant services/items. Refunds may be available as described in our Delivery Policy.

Termination

We may terminate your access to any part or all of the Site and any related service(s) at any time, with or without cause, with or without notice, effective immediately, for any reason deemed appropriate by the Company. The Company has no liability to you for any such action.

If you wish to terminate your account, your only recourse is to discontinue the use of the Site, although we’ll be sorry to see you go. The Company shall have no obligation to maintain any content in your account or to forward any unread or unsent messages to you or any third party.

Modifications to terms of the Site

The Company reserves the right to change these Terms of Use or Policies regarding the use of the Site at any time and to notify you by posting an updated version of the Terms of Use on this Site. The Company can also add or remove functions, features, or requirements, and the Company may suspend or stop part of our services altogether at any time and at its sole discretion. Accordingly You are responsible for regularly reviewing the Terms of Use and other Policies. Continued use of the Site after any such changes shall constitute your consent to such changes.

General

These Terms of Use are governed by the laws of United Arab Emirates. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of these Terms of Use or use of the Site. The Company ‘s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of the Company ‘s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by the Company with respect to such use. If any part of these Terms of Use is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms of Use shall continue in effect. Unless otherwise specified herein, the Terms of Use constitute the entire agreement between the user and the Company and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and the Company with respect to the Site. The section titles in the Terms of Use are solely used for the convenience of the parties and have no legal or contractual significance.

PRIVACY POLICY

We are DMCC NEXTPSP Limited (“we”, “our”, “us”) and operate under the brand name of NEXTPSP.

We’re committed to protecting and respecting your privacy. If you have any questions about your personal information please chat with us through the Company website, or by emailing us at [email protected], or by writing to us at our Registered Office.

Cookies

We use cookies to distinguish you from other users of the App and the Site. This helps us to provide you with a good experience when you use the App or browse our Site and also allows us to improve the App and our Site. For detailed information refer to our Cookie Poliy

Information we hold about you
- Information submitted through our app or website; For example, when you sign up to the us and provide details such as your name, ID, selfie and address, or details we collect about how you use the app and website. There may be times when you give us ‘sensitive’ information, which includes things like your racial origin, political opinions, religious beliefs, trade union membership details or biometric data. We’ll only use this information in strict accordance with the law.

Details about your transactions with us; Including any cards and accounts you use.

Information about how you use your phone; for example, mobile network you use, your IP address or operating system and the setting on your phone

Information you give us permission to access on your phone; Things you give us explicit permission to see, like your address book, photos, geolocation and data from your camera.

Information from social networks or online accounts; Information from any accounts that you share with us.

How we use your information

To provide our services. We use it to:

Help us manage your account.
Track, analyse and improve the services we give you and other customers

To meet our legal obligations. We use it to:

Search your record at immigration and fraud prevention agencies.
Prevent illegal activities like money laundering, tax evasion and fraud.
Make responsible lending decisions, like offering you an overdraft. We make our decisions automatically using technology. We’ll tell you in the app once we’ve made this decision. You can opt out or ask for a manual review by email and via the app.

To exercise what’s known as our legitimate interests. This is when we use data for a reason which is in your and/or our interest, and which doesn’t involve overriding your privacy rights. We use it to:

Market products and services generally in app.
Search your record at credit reference agencies when you sign up (this is a ‘soft search’ and shouldn’t impact your credit score).

With your permission. We use it to:

Check your credit history if you apply for a credit product like an overdraft (this is a ‘hard search’, it might impact your credit score and chances of getting credit elsewhere).
Market and communicate our products and services and those of affiliated partners where we think these will be of interest to you by email. You can always unsubscribe from receiving these if you want to, by email and via the app.

Who we share it with

we may share your personal information with:

Anyone who works for us when they need it to do their job
Any organisation which supports any of our services you use, when they need it to offer those services that include; Card producers and networks, credit reference agencies, Analytical Know your Customer (KYC) and Cyber security services providers, Customer “interface” providers, anyone who you give us explicit permission to share it with., Certain authorities that detect and prevent terrorism (including authorities outside the UK if one of your payments is processed through worldwide payment system.
We will also share it to comply with the Law; to enforce our Terms and Conditions or other agreements; or to protect the rights, property or safety of us, our customers or others.

How long we keep it

We keep your data as long as you are using our services, and for 6 years after that to comply with the law. In some circumstances, like cases of anti-money laundering or fraud, we may keep data longer if we need to and/or the law says we have to.

Your rights

You have right to:

Access the personal data we hold about you, or to get a copy of it.
Make us correct inaccurate data.
Ask us to delete, “block” or suppress your data, though for legal reasons we might not always be able to do it.
Object to us using your data for direct marketing and in certain circumstances “legitimate interests”, research and statistical reasons.
Withdraw any consent you’ ve previously given us.

Where we store your data

We might transfer and store the data we collect from you somewhere outside the European Economic Area (“EEA”). People who work for us or our suppliers outside the EEA might also process your data. We may share data with organisations and countries that: The European Commission say have adequate data protection; we have agreed standard data protection clauses with.

We will post any changes we make to our privacy notice on this page and, if they are signifiant changes we will let you know by email.